0€ Annual Fee. Cost effective banking.
8-Minute Setup. Rapid registration.
Online Identity Verification. Directly via the app.
Free MasterCard. Unique transparent design.
Fully-Mobile Banking. All through the app.
The Berlin-based digital bank N26 is revolutionizing the credit card industry. For example, the application process can be done entirely on your phone in only 8 minutes within the innovate and intuitive app.
If you believe more in numbers, N26 might convince you with free withdrawals worldwide (within a certain limit). Also, no foreign currency fees for payments abroad. Basically you can tap your N26 card anywhere in the world and not pay more than a local.
0€ Annual Fee. Permanently free of charge.
Free Global ATM Withdrawals. Cash anywhere, anytime.
Free Global Payments. Zero exchange fees.
Flexible payments. Pay in installments.
Apple Pay Ready.
Award-Winning Credit Card. By Focus Money.
The Hanseatic Bank GenialCard Visa ranks consistently high in all rankings in Germany and for good reasons. If you look for a solid fee credit card, look no further.
It’s a true credit card along with a credit line that you can spend which means that it does not come with an associated bank account.
The Hanseatic Bank GenialCard can be used anywhere without paying fees for your purchases. The same goes for ATM withdrawals which are free of charge. In our opinion, it’s the best free credit card in Germany.
First-Class Design. High-quality design in black.
No annual fee. No frills and completely risk-free
Easy Online Sign-Up. Rapid registration.
Free payments abroad. No hidden fees, cheap and transparent.
Free cash withdrawal. Use your card globally to get cash.
Flexible payback. Use your existing current account and pay back flexibly.
The Barclaycard Visa is among the strongest credit card offers in Germany. It is generally free to use with a very low fee structure overall.
For instance, the Barclaycard Visa card allows you to pay abroad with the best exchange rate and no fees. Just like a local. Of course this reminds us of the N26 card, but this one has more to offer.
Generally, the Barclaycard is not linked to a current account, so you can keep your regular one. Moreover, you can get a decent credit line on the Barclaycard and generous payback times as well.
So, if you look for a credit card in Germany that does the basic things very well, the Barclaycard Visa might be the one for you.
Update June 2020: Luckily, as of now Barclaycard also supports Apple Pay!
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Universal Hires has partnered with the best service providers in Germany to enable our clients and partners a smooth market entry. All of our recommended service providers will either offer flexible contract terms, valuable costumer service in English language, and special promotions to Universal Hires’ partners only.